Find a Retailer Near You
Explore our interactive map to find licensed manufactured-home retailers across South Carolina. Many have bilingual staff who can assist you in Spanish if needed.
If you don’t already have land, your retailer can help you locate a suitable property. They also coordinate the entire process — including home delivery, setup, installation, and utility connections — to make your purchase as simple as possible.
How Homes Are Built
Manufactured homes are built inside climate-controlled factories using advanced technology.
Each home is assembled step by step — from the steel foundation and insulated floor system to the walls, roof, and interior finishes.
Each stage is carefully inspected to ensure safety, energy efficiency, and quality before leaving the factory.
Unlike traditional site-built homes, factory construction protects materials from the weather and ensures consistent workmanship.
Every home must also meet the federal HUD Code, a national building standard that regulates design, construction, and performance.
Homes are built for specific wind zones based on where they will be placed — for example, coastal regions in South Carolina require higher wind resistance standards to ensure safety and durability.
Financing and the Buying Process
If you don’t have a Social Security number, you can apply for an Individual Taxpayer Identification Number (ITIN) to qualify for certain loans or open bank accounts. Visit IRS.gov/ITIN for details.
Most lenders require at least two years of employment history when buying a manufactured home, though requirements can vary. They also review your credit score, debt-to-income ratio, and down payment to determine eligibility.
Be prepared to provide these common documents:
Photo ID (driver’s license or passport)
Social Security Number or ITIN
Proof of income (pay stubs, W-2s, or tax returns)
Proof of land ownership or a rental/lease agreement
When making an offer, you may be asked for a small deposit called earnest money to show your intent to buy. The deposit is applied to your down payment or closing costs once the sale is complete.
Paying your bills on time, tracking expenses, and saving for a down payment can all help you qualify for better financing options.
Additional Resources
The Manufactured Home Buying Process